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Below are our best, lowest interest rate credit cards. Compare interest rates on purchases and balance transfers. These are great cards for everyday use and for consolidating debt. Look for 0% Intro APR and Rewards. Many of these cards require an Excellent Credit Rating so check before applying.
For Business Cards with low APRs, click here.

Compare Checked Cards
Compare  Top Choice Citi® Platinum Select® Card
 Citi® Platinum Select® Card
  • 0% APR* on balance transfers and purchases for 12 months.
  • APR of 11.24% after intro period
  • No annual fee
  • Citi® Identity Theft Solutions
  • $0 liability on unauthorized purchases
  • Secure, free online account management
  • Balance transfer fee may apply with this offer*
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 12 months* 10.24%* $0* yes* good*
Compare  Blue from American Express®
 Blue from American Express®
  • Enjoy the low APR - Enjoy a 0.00% APR on purchases for up to 15 months.
  • Low Balance Transfer APR - 4.99% Fixed APR for the life of the balance.
  • Free Rewards Program - Earn points redeemable for travel, merchandise, and more.
  • No Annual Fee
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 15 months* 12.24%* $0* yes* excellent*
Compare  Discover® Open Road<small><sup>SM</sup></small> Card
 Discover® Open RoadSM Card
  • 0% Intro APR* for Purchases and Balance Transfers for 12 months
  • Full 5% Cashback Bonus® on gas and auto maintenance purchases*
  • Up to 1% Cashback Bonus on all other purchases automatically*
  • Unlimited cash rewards that never expire
  • No Annual Fee
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 12 months* 10.99%* $0* yes* excellent*
Compare  Discover® Platinum Card
 Discover® Platinum Card
  • 0% Intro APR* for Purchases and Balance Transfers for 12 months
  • 5% Cashback Bonus® in popular categories that change four times a year like gas stations, restaurants, clothing stores, travel and more*
  • Up to 1% Cashback Bonus on all other purchases automatically*
  • Unlimited cash rewards that never expire
  • $0 Fraud Liability Guarantee
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 12 months* 10.99%* $0* yes* excellent*
Compare  Citi® Diamond Preferred® Card
 Citi® Diamond Preferred® Card
  • 0% APR* on balance transfers and purchases for 12 months
  • No annual fee
  • Citi Identity Theft Solutions
  • $0 Liability on unauthorized purchases
  • Secure, free online account management
  • Balance transfer fee may apply with this offer*
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 12 months* 11.24%* $0* yes* good*
Compare  Chase Platinum Visa®
 Chase Platinum Visa®
  • 0% Interest for up to 12 months on all purchases and balance transfers.
  • The length of your introductory period will be either 12 months for purchases and balance transfers or 3 months for balance transfers, depending on review of your application and credit history.*
  • The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history*
  • No Annual Fee
  • Free Online Account Access
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 12 months* 14.24%* $0* yes* good*
Compare  Discover® Platinum Clear Card
 Discover® Platinum Clear Card
  • 0% Intro APR* for Purchases and Balance Transfers for 12 months
  • 5% Cashback Bonus® in popular categories that change four times a year like gas stations, restaurants, clothing stores, travel and more*
  • Up to 1% Cashback Bonus on all other purchases automatically*
  • Unlimited cash rewards that never expire
  • $0 Fraud Liability Guarantee
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 12 months* 10.99%* $0* yes* excellent*
Compare  AT&T Universal Platinum MasterCard
 AT&T Universal Platinum MasterCard
  • 0% APR on balance transfers for 12 months*
  • Low ongoing APR*
  • No annual fee
  • 2 free directory assistance inquiries per month
  • Up to 30 free phone minutes per month, anytime, anywhere
  • Balance transfer fee may apply with this offer*
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed
0% on balance transfers* 12 months* 12.10%* $0* yes* good*
Compare  The Miles Card from Discover® Card
 The Miles Card from Discover® Card
  • 0% Intro APR* on Purchases and Balance Transfers for 12 months
  • 12,000 Bonus Miles*
  • Earn 1 Mile for Every $1 You Spend
  • Choose Your Reward: Cash, Gift Cards or Travel
  • Fly Any Airline. Any Seat. No Blackout Dates.
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 12 months* 10.99%* $0* yes* excellent*
Compare  Make-A-Wish® Visa® Platinum
 Make-A-Wish® Visa® Platinum
  • The Make-A-Wish Foundation®, the largest wish-granting charity in the world, grants the wishes of children with life-threatening medical conditions. Since 1980, the Foundation has granted more than 140,000 wishes to children and receives more than 16,000 wish referrals each year. By using your Make-A-Wish® Visa card, you'll help the Foundation continue to grant the wish of every eligible child, bringing moments of hope, strength and joy into their lives at a time when they need it most.
  • The Make-A-Wish Foundation will receive .65% of all net purchases and a minimum of $2 per open and activated account
  • 1.9% introductory APR* on purchases and balance transfers (not cash advances) for the for the first six billing cycles
  • No annual fee or program fee
  • No balance transfer fees
  • Purchase Replacement
  • Travel and Emergency Assistance
  • Card issued by FIA Card Services, NA.
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed
1.9%* 6 months* 11.24%* N/A* yes* good*
*see complete terms and conditions on application page.
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