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What is My Credit Score
A credit score is a number from 500 to 850, based on a person's credit file, to represent the likelihood that the person will pay his or her bills. A credit score is primarily based on credit report information, typically from the three major credit reporting agencies.
Credit card companies, use credit scores to evaluate the risk of lending money to people. While the most widely known score in the United States is FICO there are many others, such as NextGen and VantageScore.
To find out your credit score, click on one of the links below:
 Experian- FREE credit report with a FREE 30-day CreditCheck(R) Monitoring trial.
- Check & dispute possible inaccuracies.
- Will not lower your score.
- Detect critical changes and potential identity fraud.
- Monitor your credit report to catch ID fraud early.
 Get Started Now Citi Credit Monitoring Service- 3 in 1 Credit Report: Get to your 3-in-1 credit report, 3 credit scores, monitoring and analysis at no additional cost
- Credit Monitoring: To keep track of your credit file activity every business day
- Alerts to warn you of potential fraud
- Credit Analyzer and Online Tools: Credit tips and tools to help you understand your credit rating
Get Started Now myFICO.com
- FICO scores are the credit scores most lenders use to determine your credit risk. You have three FICO scores, one for each of the three credit bureaus - Experian, TransUnion, and Equifax. Each score is based on information the credit bureau keeps on file about you. As this information changes, your credit scores tend to change as well.
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Credit Score Key
Credit scores range from 500 to 850. Below is a guide to finding out what this means.
500-620
This means you have poor credit. To find out more about building your credit score, click here, to apply for a credit card designed for people with poor credit, click here.
620-750
You have good credit. You can apply to many cards on this site including Low Interest Cards, Cash Back Cards, Rewards Cards, Travel Rewards & Miles Cards, and Gas Rebate Cards. Look for the "Good Credit" indicator on the bottom-right of the card information box.
750-850
Congratulation, you have excellent credit! You can safely apply to any card on this site. In addition, some cards are catered just for you. Many American Express, Discover,Low Interest Cards and Cash Back Cards are designed just for people with your credit score. Look for the "Excellent Credit" indicator on the bottom-right of the card information box.
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